It is your responsibility as a professional to look out for your client. You are responsible for the losses suffered by your patients if you neglect your obligations and break commitments.

Professional indemnity insurance serves as a safety net, guarding you and your company against the monetary demands made by your patients. Professional indemnity insurance will still shield you from the costly legal fees even if you are not at fault and the clients still hold you accountable for their negligence. If you buy professional indemnity insurance, you'll be safeguarded against

However, this policy does not cover the liability arising from the below mentioned cases:

The use of drugs for physical alterations, etc.

Any Illegal Act, committed in violation of an law.

Service provided while under the influence of intoxicants or drugs.